Group Health Plan
Group Health Plan
The Greater Cleveland Automobile Dealers’ Association (GCADA) has a Group Health Plan available to all franchised new motor vehicle members. The Group Health Plan is self-funded and premiums paid into the plan are used to pay claims.
Dealers can offer their employees medical and prescription drug coverage, dental, vision, and life insurance. Dealer participation has continued to increase due to favorable rates. No medical premium increases were put into effect for several years. After that period, increases were small compared to overall increases in the health care market.
Although the Group Health Plan has been in existence for over thirty years, several changes occurred on Jan. 1, 1999 when GCADA contracted with Medical Mutual of Ohio. The Association uses Medical Mutual’s highly discounted rates to pay member claims. Medical Mutual’s care management and medical review programs assure that patients with serious health problems get the proper care.
Prescription coverage is provided through Express Scripts, a national organization that negotiates substantial discounts with drug makers for the Association. Dental and vision coverage is provided by Medical Mutual.
GCADA has an in-house benefits administrator who provides personalized service to member dealers and their employees. The benefits administrator has the capability to view claims online. Members have a dedicated “problem solver” to look up and explain claim payments, find out the reason a claim hasn’t been paid and make corrections as needed -- in most cases -- when the member is still on the phone.
The rising cost of health care continues to be a major issue nationwide. GCADA is committed to providing members with quality health benefits at a reasonable cost.
For more information please visit:
If you require additional information or want a quote, please contact Danielle Williams at your Association or email firstname.lastname@example.org
Click Here to Access the GCADA Group Health Plan Website